Ravencove began with a photograph of a pair of cleats.

A small cove at low tide with a painted tide staff on the harbor wall and still grey water.

Somewhere in a group chat between two parents there is a photo of a pair of cleats on a car seat, sent at 7:40 in the morning with the words "your half is 27." Nobody answered it. When the disagreement came, weeks later, that photo was forty messages back, under a schedule change and a picture of a science project, and the parent who had paid was scrolling for it while the parent who hadn't was saying they never saw it. That thread was the family's ledger. It held every cost the child ran up between two homes, in the wrong order, without receipts, and with no way for either parent to show what the other had agreed to.

Ravencove was started in Oklahoma City in 2026 to replace that thread. The belief behind it is narrow enough to state in one sentence: the argument between separated parents is usually about the record, not the money. Both of you are willing to pay your share of the flu shots. What you can't settle is whether the flu shots were ever written down, what the share was meant to be, and who said what about it in March. A record that both of you can read and neither of you can edit removes most of that argument before it starts.

So Ravencove makes the record and stops there. What comes out of it is a statement to both parents on the first of every month, a running balance that nets what each of you owes the other into a single figure, and an export that either of you can hand to an attorney or a mediator without asking the other's permission. Every line carries the time it was written and the receipt it was written from, and a correction is added beneath the original rather than typed over it.

It charges per family because a shared record that only one parent pays for is still a shared record. One plan covers both of you, the invited co-parent joins at no cost with the same standing, and billing can move from one parent to the other without touching a single entry. Most tools in this category charge each parent separately, which means the record only exists once the person you are least able to persuade agrees to pay for it.

It moves no money for a related reason. The moment an app carries the payment it has to hold your bank details, and it has to charge for the carrying, which is where the fees in this category come from. Both of you already have a way to send money to each other. What was missing was a place where the sending gets written down.

The law is on the side of the record. California's Family Code, in section 4063, asks the parent who paid an uninsured health care cost for the children to give the other parent an itemized statement within 90 days, and asks the other parent to reimburse within 30 days of being told the amount. Indiana's Child Support Guideline 7 says an uninsured health care expense may be ineligible for contribution if the paperwork isn't shared with the other parent within 30 days of receipt. In both states the paper is the claim, and the date on it counts.

And the situation is ordinary. The Census Bureau's report Custodial Parents and Their Child Support: 2022 found that about one in four children under 21 lived with only one parent while the other parent lived outside the household. Those households buy school supplies, pay dental copays and register for soccer like every other household. They do it from two addresses, with two memories of who paid.

Ravencove is the shared memory. Mooring is $6.99 a month, and it covers both parents. Purchase a plan, invite your co-parent, and the next pair of cleats gets its own line.

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