Terms of Service

Welcome to Ravencove. These Terms of Service ("Terms") govern your access to and use of the ravencove.com website and the resources and services made available through it (collectively, the "Services"), operated by Ravencove ("Ravencove," "we," "us," or "our"). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use of the Services.

1. Company Information

Company: Ravencove

Mailing Address: 211 N Robinson Ave, Oklahoma City, OK 73102

Phone: (888) 338-9128

Email: support@ravencove.com

2. Nature of Services

Ravencove provides a subscription software service, available through its website and its iOS and Android applications, in which separated or divorced parents keep a shared, timestamped ledger of child-related expenses: each entry records the amount, date, child, category, payer and receipt, is split by the percentages the parents themselves enter, and can be requested, confirmed, questioned and marked settled by either parent, with monthly statements and exports of the full record.

Ravencove does not process, hold or transfer payments between users, does not collect or store bank account details, does not calculate or enforce child support, and does not provide legal, financial or tax advice; parents settle amounts outside the service by whatever means they choose and record the outcome in the ledger. The only payment Ravencove accepts is the subscription fee for the service itself (the Mooring plan at $6.99 a month or $69 a year, and the Harbor plan at $11.99 a month or $119 a year, each covering both parents), charged by card through a third-party payment processor.

3. Record-Keeping Tool Disclaimer

Ravencove is a record-keeping tool. It is not legal or financial advice, it does not calculate or enforce child support, and it is not a substitute for your court order, parenting plan or attorney. The split percentages in your ledger are the ones you and your co-parent enter, and Ravencove neither suggests nor verifies them.

Entries, receipts and statements are timestamped, unedited and exportable records of what the parents themselves logged. Ravencove does not verify the accuracy of any entry and makes no representation about how any court, mediator or agency will treat an exported record. Use of the Services is at your own risk.

4. Eligibility and Acceptable Use

You must be at least 18 years of age, or the age of majority in your jurisdiction, to use the Services. By using the Services, you represent that you meet this requirement and that any information you provide is accurate and current.

You agree to use the Services only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of, the Services by any third party. You agree not to attempt to gain unauthorized access to any portion of the Services, disrupt their operation, or use them to transmit harmful or unlawful content.

5. Intellectual Property

All content on the Services, including text, graphics, logos, icons, images, and the compilation thereof, is the property of Ravencove or its content suppliers and is protected by applicable intellectual property laws. The Ravencove name and logo are marks of the Company. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.

6. Third-Party Content and Links

The Services may reference, summarize, or link to third-party content, products, and websites for convenience and informational purposes. Such references do not constitute endorsement, and we are not responsible for the accuracy, availability, or content of third-party materials. Your interactions with any third party are solely between you and that party.

7. SMS Messaging: Promotional Marketing Only

Ravencove operates an SMS messaging program strictly for promotional marketing purposes. By enrolling in this program, you acknowledge and agree to the following terms:

Program Description: By opting in, you consent to receive recurring automated promotional marketing text messages from Ravencove at the mobile number you provide. Consent to receive marketing text messages is not a condition of any purchase.

Message Frequency: Message frequency varies.

Message and Data Rates: Message and data rates may apply.

Opting Out and Help: You may opt out of the SMS program at any time by texting the keyword STOP to [INSERT SHORT CODE]. After you send STOP, we will send a one-time message confirming that you have been unsubscribed, and no further messages will be sent. For assistance, text the keyword HELP to [INSERT SHORT CODE], or contact us at support@ravencove.com or (888) 338-9128.

Supported Carriers: Supported carriers include AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop, and Clearsky. Carriers are not liable for delayed or undelivered messages.

Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

8. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components, or that any information provided is complete, accurate, or current.

9. Limitation of Liability

To the fullest extent permitted by law, Ravencove and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your access to, use of, or inability to use the Services, or reliance on any information provided through them, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Ravencove and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Services or your violation of these Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Oklahoma.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our Services or applicable law. The current version will always be posted on this page, and your continued use of the Services after any update constitutes acceptance of the revised Terms.

13. Contact Information

If you have questions about these Terms, please contact us: